Jewelry Appraisals in Toms River, NJ

GIA-trained appraisals at Corinne Jewelers — written, photographed, and signed so your insurance carrier, your estate attorney, or your peace of mind gets exactly what it needs.

Your jewelry is worth protecting. Whether it's an engagement ring, a piece you inherited, a diamond you've owned for decades, or something we made for you — a proper appraisal is the document that makes the value real. It's what your insurance carrier needs to write a policy. It's what your estate attorney needs for probate. It's what your records need to keep up with the market as gold and diamond prices change. Our appraisals are done by a GIA-trained Graduate Gemologist on scheduled appraisal days at the store, and the document you receive is the same standard we'd produce for a piece we made ourselves.

"A real appraisal is what turns a piece of jewelry into protected wealth."

Two paths: Corinne pieces and outside pieces

How the appraisal works depends on where you bought the piece.

Pieces purchased at Corinne — complimentary

If we sold it to you, the original appraisal comes free with the purchase. Need an update on a Corinne piece — for an insurance renewal, after a few years of price changes, or just for your records? That's free too. Bring the piece in any time we're open; we'll have the written, photographed appraisal ready inside of a week, often faster.

Pieces purchased elsewhere — by appointment

We're happy to appraise pieces that didn't come from Corinne — engagement rings, inherited jewelry, estate pieces, gifts. Outside appraisals are by appointment only, and pricing starts at $150 per piece, scaling with the number of pieces and the complexity of the work (gem identification, multiple stones, certificate verification, etc.). We'll quote the full scope at the appointment before we begin. Plan on about two weeks for the finished document.

What every Corinne appraisal includes

The document is the deliverable. Here's what's in it:

• Thorough written assessment — current replacement value, condition notes, materials, dimensions, weight
• Detailed photographs — multiple angles, suitable for insurance carrier records
• Two signed copies — one for your personal records, one to send to your insurance provider or attorney
• Materials authentication — gold purity, platinum confirmation, sterling silver verification
• Gem identification and grading analysis — natural vs. lab-grown diamond, color, clarity, cut, carat weight; colored stone identification and quality
• Lab report cross-reference if you have an existing GIA, IGI, or other lab certificate

What we appraise for

Different situations need different language in the document. We tailor each appraisal to its purpose:

Insurance coverage

The most common reason people get appraisals. Your homeowner's or renter's policy almost always requires a written appraisal to schedule a piece of jewelry. The replacement-value figure in our document is what your carrier uses to set the premium and the coverage limit. We recommend updating insurance appraisals every two to three years to keep up with metal and diamond price movements — outdated appraisals can leave a piece underinsured.

Estate & probate valuation

When jewelry is part of an estate, attorneys and tax filings need fair-market-value appraisals (different from replacement value used for insurance). We produce probate-grade documents that hold up to courtroom scrutiny, with the supporting documentation an estate attorney will expect.

Damage or loss claims

If a piece has been damaged, lost, or stolen and you're filing a claim, your insurance carrier will typically need a pre-loss appraisal showing what the piece was. If you already had one of ours on file, we can reissue. If not, we can sometimes reconstruct from photographs, receipts, and lab reports — but pre-loss documentation is always the cleanest path.

Sale preparation

If you're planning to sell a piece — privately, at auction, or to a dealer — an independent appraisal gives buyers confidence and gives you a defensible asking price. We can also help you think through whether selling, consigning, or trading toward something new is the right move; our diamond buying program and estate jewelry program are separate paths if those fit better.

Records & peace of mind

Even without insurance or estate triggers, plenty of customers come in just to have a written record of what they own. Pieces inherited from a parent, gifts received over the years, a collection built over decades — a clean inventory makes future decisions easier for you and for anyone else who might need to understand the value down the road.

"The appraisal is the document. The trust is what makes the document worth something."

What to bring to your appraisal

The more documentation you can bring, the more thorough we can make the appraisal — and in many cases the faster it goes:

• The piece itself, cleaned if possible
• Original sales receipts if you have them
• Prior appraisals from us or from another appraiser — useful for reference even if outdated
• Laboratory reports — GIA, IGI, AGS, or any other gem certification document if you have one
• Inheritance or estate documents if the piece is part of probate

Don't worry if you have nothing but the piece — we work from what's there. The documents just speed things along.

What makes Corinne different

• GIA-trained Graduate Gemologist — Graduate Gemologist credential is the industry's highest. Appraisals happen at the store on scheduled appraisal days, by appointment for outside pieces.
• Three generations at the same address — Corinne has been at 917 North Main Street since 1964. Records of original Corinne purchases go back decades, which helps when you need an updated appraisal on a piece you bought from us years ago.
• Documents your insurance carrier already accepts — we work with the major homeowners and specialty jewelry insurers regularly. The format we use is the format they expect.
• 1,367+ five-star Google reviews — public, real, and many of them mention exactly this kind of careful work.
• Honest pricing — outside-piece appraisals start at $150 and scale with scope. We'll quote it up front before we begin, and the number doesn't change after the fact.

Recommended re-appraisal cycle

Industry guidance — and ours — is to update an insurance appraisal every two to three years. Metal prices move (gold is at historic highs as of mid-2026), diamond and colored-stone markets shift, and an appraisal that's a decade old often understates current replacement value by a substantial margin. The risk is real: if a piece is destroyed or stolen and your appraisal is outdated, your carrier will only replace at the figure in the document. A current appraisal protects what you actually own today, not what it was worth a decade ago.

Serving customers across Ocean County

We do appraisals for customers from Toms River, Brick, Whiting, Manahawkin, Forked River, Barnegat, Little Egg Harbor, Beachwood, Lavallette, Manchester, Jackson, and across the Jersey Shore. We're at 917 North Main Street, Toms River, NJ 08753 — appointment-only for outside pieces, walk-in welcome for Corinne pieces during regular hours.

Frequently asked questions

— Ryan & Ally Blumenthal

Also see: Jewelry repair & restoration · Custom jewelry design · Diamond trade-up · Sell estate jewelry